Summary – Employee Benefits Handbook

Purpose

• Provides an overview of benefits available to eligible employees of Bloomfield Township.

• Official plan documents, Summary Plan Descriptions, labor contracts, and legal requirements control if discrepancies exist.

• The Township reserves the right to change or discontinue benefits at its discretion.

Key Benefits

Longevity Pay

• Applies to full-time employees hired before 4/1/2009 (police/fire before 5/1/2011).

• Paid annually in November based on years of service (2% at 5 years → 10% at 25 years).

• Pro-rated for partial service years or retirement; forfeited if leaving Township before November 30.

Holidays

• 4/40 workweek employees receive 104 hours holiday pay/year.

• Includes 7 set holidays (e.g., New Year’s Day, Memorial Day, Christmas).

• Remaining hours are floating holidays (must be used within the year).

• Premium pay (1.5x) if required to work on a holiday.

Vacation

• Accrual based on service:

  • 1–5 years: 3.65 hrs/pay period

  • 21+ years: 9.23 hrs/pay period

• Maximum accumulation: 240–400 hrs depending on years of service.

• Paid out upon retirement; not allowed to work and take vacation simultaneously.

Insurance

• Health, life, and disability insurance provided, with opt-out cash payment ($500 single / $1,000 family).

• Township may change carriers, plans, or become self-insured.

• Retiree life and health insurance eligibility defined in Appendix A (varies by hire date, years of service, and co-pay schedule).

• Employees hired after 5/1/2011 receive a Retirement Health Savings (RHS) plan with $2,500 annual Township contribution + 2% employee payroll contribution.

Retirement

• Township offers defined benefit and defined contribution plans; benefits outlined in plan documents.

• Provides survivor benefits.

Township Vehicle

• Personal use allowed if provided as part of compensation; subject to IRS tax withholding.

Leaves of Absence

• FMLA: 12 weeks unpaid leave (26 weeks military caregiver leave) for eligible employees; runs concurrently with sick leave or work injury leave.

• Sick Leave:

  • Full-time: 4 hrs per pay period.

  • Eligible part-time: 40 hrs/year.

  • Uses: illness, medical appointments, contagious exposure, family care.

  • Payout: up to 60% of unused sick time depending on hours banked and separation circumstances.

• Work-Related Injury/Illness:

  • Paid full salary up to 26 weeks; then workers’ comp, Social Security, or long-term disability apply.

  • Termination possible if unable to return within 52 weeks.

• Other Leave Types:

  • Unpaid personal leave (Supervisor approval; position not guaranteed).

  • Military leave (per Veterans Reemployment Rights Act).

  • Jury duty/witness (paid, fees remitted to Township).

  • Death leave: up to 3 days for immediate family/household members.

  • Outside employment during leave prohibited without approval